Team Technology

The lending business has partnered extensively with Beijing Magic Pocket Technology Co., Ltd. Under South Africa's stringent consumer finance regulatory framework, Magic Pocket successfully delivered a highly localized AI risk control model. This model is capable of high-precision credit risk identification based on multi-dimensional alternative data and is deeply aligned with the statutory requirements of South Africa's National Credit Act (NCA). Simultaneously, the technical team seamlessly embedded a precise automated decision-making workflow into its core lending system, ensuring that all automated credit lines and interest calculations fully comply with compliance requirements, achieving a digital closed loop for asset quality and operational compliance.