Online application
All processes are completed online
Fill in the information
Fill in personal profile, company information, and bank account information
Approved
You will see your credit limit after evaluation
Borrowing
Money will be disbursed once your application is approved
  • What you'll need:
    Above 20 years old / SAID number / Bank account details / Most recent proof of income
  • How do you evaluate the credit limit
    Your credit limit is dependent on your financial health and track record with us. Aloan will evaluate the limit from multiple factors automatically.
  • How much does Fair Loan cost
    The cost includes initiation fee, service fee, and interest, which follows with Chapter 5 of the National Credit Act 34 of 2005.
  • How do I repay a loan
    We use debit order for deduction, pls ensure you have enough balance in your nominated bank account on your loan repayment date. And you can repay earlier to save some cost, pls open the app and click “Repay”. If the Repay option is not available, it means that it is too close to your due date and we have arranged with your bank to automatically deduction on due day.